Tag Archives: #RoKhanna

The Ali Family, Ben's Chilli Bowl, Washington DC

Small Businesses Must Apply For PPP Grants Say EMS Panel

Ben Chilli Bowl, an  iconic Washington D.C. diner, was going to close its doors. It did not receive a loan under Payment Protection Plan (PPP), the government scheme to help small businesses.

In a tweet, then Sen. Kamala Harris, (D-CA) noted, “@benschilibowl is a DC icon I used to eat at during my @HowardU days. It’s outrageous small businesses like Ben’s Chili Bowl aren’t getting the kind of relief the president’s friends are getting. Congress must prioritize helping minority-owned businesses.”

Virginia Ali, the 86-year old matriarch and co-founder of Chilli Bowl shared her difficult experience at a panel discussion on how small businesses could emerge from this crisis, during an Ethnic Media Services briefing on May 28.

After being shut out of the initial round of forgivable federal loans, the Ali family, owners of Ben’s Chili Bowl, applied again. They finally did get Paycheck Protection Program assistance. 

Speakers at an Ethnic Media panel on May 28, 2021

 

“Most small businesses do look at federal programs, similar to SBA, but what they should be aware of is that each state has programs as well, such as the State Small Businesses Credit Initiative which has 600 percent more funds in it than it had the last time. The program has been tweaked to ensure small businesses even those with weaker credit profiles will now get help, he said.

The American Rescue Bill had roughly 350 billion dollars that went out to individuals in states and counties and cities with 200,000+ in population sizes. That money, in this moment, while we are reopening, represents capital that can be catalytic. 

“It is extremely important that the small business owner, one, looks at advocacy work to see where the money is going and who it is going out to; two, talks to their economic development in the cities to find their programs; and three, most importantly APPLY!,”  said Sands.

“What we have learnt from the pandemic is that most opportunities come a second time. If you look at PPP it has come up a third time. We are into the third iteration of the program to ensure that some of the smaller small businesses now have access to capital,” said Sands. It is therefore important that businesses apply.

Congressman Ro Khanna, D-California. Rep. Khanna, a member of the Congressional Small Business Caucus, reiterated the importance of making sure that the money is distributed to small businesses and not default to big bank customers. 

“Establishments with under 25 employees like local restaurants, dry cleaners and nail salons are small businesses,” said Khanna. “Secondly, the distribution of monies should keep racial and gender diversity in mind,”  he said.

PPP  helped small businesses stay afloat with low-interest loans. A $2.2-trillion economic relief measure, it was signed into law in March 2020, during the first pandemic surge. It was conceived as a loan program that could be forgiven entirely if borrowers met certain conditions involving retaining employees.

In 2020 and 2021, Lendistry provided Paycheck Protection Program (PPP) loans to small businesses in all 50 states and was selected by the State of California to administer the California Small Business COVID-19 Relief Grant Program, which distributed grants to small businesses that lost significant revenues during the pandemic. 

Mom-and-pop Main Street America can emerge from this crisis and admired the resilience of the small business owner, agreed panellists. The key characteristic of a small business owner is that they never give up. They urged small business owners to apply for government help.

“For amounts less than $150,000, most of the red tape or the bureaucratic process of a loan has been cleared away,” Sands explained. “They must apply for help even if they don’t know the information, even if they get it wrong.”

Ritu Marwah is an award winning author whose story Jinnah’s Daughter, featured in the New York Times’s Express Tribune blog, exemplifies her deep interest and understanding of history and the place of people in it.

 

Congressman Ro Khanna’s South Bay Town Hall on 2021 Priorities

We currently live in a complex and uncertain world. In addition to this, content can now be created by anyone, anywhere, and published on multiple platforms – it is hard to differentiate fact from fiction. However, the proper functioning of democracy and governance relies on citizens being aware of their representatives and issues that they support. Direct and transparent dialogue between the constituents and their representatives ensures the minimization of misinformation. 

It was great to see that Congressman Ro. Khanna (Congressional District 17) and Senator Dave Cortese (Senate District 15) recently hosted a town hall for the constituents of the Bay Area on April 8th, 2021. This was an opportunity for people to engage with their elected representatives and understand their focus on various critical topics like overcoming COVID-19, housing/homelessness, climate change, and more. 

Congressman Khanna mentioned that under the new administration, the federal government has allocated close to 2 billion dollars for infrastructure and development for the area which should help drive positive change within the region. This would help combat homelessness and make affordable housing more accessible. In the last few years, federal cuts in funding to redevelopment agencies had hurt the state’s ability to focus on development projects for the community.

The Bay Area tends to be one of the most diverse and tolerant areas in the US but despite that, it has been contaminated by the recent incidents of hate crimes against Asians. One such assault happened in March when an Asian woman was dragged by the hair and tossed around for over a minute by an assailant who kept cursing her for being Asian. What has been even more troubling is the targeting of the elderly Asian population. 

Both Senator Dave Cortese and Congressman Ro. Khanna expressed deep regret and disappointment at the recent escalation of hate incidents and crimes against Asian and Pacific Islander communities. They urged citizens to speak up when they see these incidents happening and also for citizens to be aware of the history of Asian immigrants in the USA. Some of this history is not taught in schools. 

On the topic of COVID vaccines, Senator Cortese mentioned that the state was currently receiving 1.8 Million vaccine doses per week and that was going to increase to 2.5 million doses per week and then to 3 million doses per week by the end of the month. This increase could help achieve herd immunity sooner if people choose to get vaccinated as they become eligible for vaccines. The senator also shared how he has pushed for recalculation of equity formula for vaccine allotment for Santa Clara county. You can read more on this topic here. 

It is critical that we keep ourselves well informed about the vaccine and encourage our communities to get vaccinated as the vaccines become available. The recent focus of public health messaging has clearly helped with awareness but we all have to play our part in debunking myths and concerns within the South Asian community to play our part.  

Curious for more information on issues backed by the Senator and Congressman? 

Recently Congressman Khanna was appointed chair of the Subcommittee on Environment. You can read more about the issues that Congressman Khanna is supporting here.

To read more about Senator Cortese’s work you can visit his website.

Rachna Dayal has an M.Sc. in Electrical Engineering and an MBA from IMD. She is a strong advocate of diversity and inclusion and has always felt comfortable challenging traditional norms that prohibit growth or equality. She lives in New Jersey with her family and loves music, traveling, and imagining the future.

 

They Found A Way To Say I Do

The owner of Silver Spoon, Vidya Gurikar, listened in horror as Governor Gavin Newsom effectively shut California down. Her son’s wedding, set for April 18th, was exactly a month away. The threat of cancellation now hung in the air. Her son, Shreyas, whose wedding it was, worked in the business with her, a small business that – wait for it – catered weddings.

As a high-end gourmet catering company, Silver Spoon faced cancellation of all client celebratory events. The company must pivot if they have to survive.

Vidya stepped up her takeout business. Their small business had a mortgage on the commercial kitchen to pay, and staff to keep employed. Spring harvest celebrations like Ugadi and Gudi Padwa have prescribed sweets and dishes. Client orders poured in. Vidya took to scouring grocery stores very early in the morning to gather ingredients, sometimes going to five different grocery stores to cook one takeout menu. Shreyas’ wedding had still not been canceled. March threatened to roll into April and the end of the shutdown was not in sight.

Congress passed the CARES Act on March 27 promising small businesses like Silver Spoon some reprieve. Potentially forgivable loans were available at low rates of interest. However very few saw the money before the Paycheck Protection Program (PPP) was exhausted. Crowdsourced database COVID Loan Tracker showed that only about 5 (or five percent) of those who applied for a Paycheck Protection Program (PPP) loan say they’ve received one. Less than 9 percent of the Protection Payment Plan monies went to the small businesses in food services.

Distribution of Protection Payment Plan

Funding for the Paycheck Protection Program, the federal government’s big initiative to aid small businesses and their employees during the coronavirus lockdown, ran out of cash within two weeks of funds opening on April 3.

On Friday, April 17, at a Zoom briefing update on the Pandemic Impact on Ethnic Populations organized by Ethnic Media Services and sponsored by the Blue Shield of California Foundation—Congressman Ro Khanna, who represents California’s 17th District in the heart of the Silicon Valley high-tech hub where Silver Spoon’s customers live, spoke of the need to increase help to small businesses and workers in essential businesses. “In an age of automation, we are reminded of the dignity and importance of work that is not remote,” said Representative Khanna.

“This crisis needs to open our eyes to the value of workers who are often invisible, and we need to give them the pay and benefits they deserve.” Along with United States Senator Elizabeth Warren (D-MA), Khanna has made a proposal for an Essential Workers Bill of Rights to protect frontline workers during the coronavirus pandemic. They have requested that the next coronavirus relief package to pass Congress must include the policies in the Essential Workers Bill of Rights.

Congressman Khanna and Representative Tim Ryan from Ohio, also have introduced the Emergency Money for the People Act to provide additional cash payments for hard-working Americans who have been impacted by the COVID-19 pandemic. The one-time payment under the CARES Act does not provide nearly enough support for American families like Vidya Gurikar’s.

There are a number of undocumented workers working in the food industry. Panelists at the EMS briefing feared that undocumented workers, who have long been understood to be a backbone of the California restaurant industry, will receive no relief if they have no social security number.

Regardless of their immigration status, workers should be helped said Assemblymember David Chiu. Pandemic Unemployment Assistance (PUA) will provide $125 million in stimulus checks to undocumented workers. The PUA benefits are payable if you don’t qualify for regular Unemployment Insurance (UI) benefits in California or another state, and also do not qualify for State Disability Insurance or Paid Family Leave benefits.

California will give 150,000 undocumented adults a one-time cash benefit of $500 each with a cap of $1,000 per household. Undocumented workers, who are not eligible for Pandemic Unemployment Assistance or unemployment insurance due to their immigration status, form nearly 10 percent of California’s workforce, said Governor Newsom. They are “overrepresented” in sectors that have been deemed essential such as healthcare, agriculture and food services, manufacturing and logistics.

Since the pandemic hit California, other grassroots financial assistance programs have been created for undocumented workers affected by COVID-19-related job losses in San Francisco and Sonoma County. A relief fund for local migrant youth was launched in Santa Clara, San Mateo, Contra Costa, Marin, San Francisco, and Alameda counties, and recently reopened its application process.

The question that remains unanswered though is how does an undocumented worker get the monies. This is not yet clear. The state’s funds will be dispersed through regional nonprofits who have experience serving undocumented communities, and personal information from undocumented workers will not be required.

Vidya and her son Shreyas have decided to go ahead with the planned wedding. It will be a quiet ceremony in the backyard.

Orange flowers, traditional color for a Hindu wedding, festoon the metal pagoda set up beneath the tall pine tree. Fragrance of the peach-tree blossoms drops down onto the blades of lemongrass. Mint shoots sparkle green. Wooden figures playing traditional musical instruments line up under the tree, guests at the family-only garden wedding.

The bride, resplendent in a red saree, looks worriedly at the images of her parents’ Zoomed in from India. The groom, handsome in a long golden sherwani coat adjusts the turban on his forehead as he sits on an orange and black chair beneath a curtain of marigold-orange flowers. Flowers, red, yellow and orange, sway in the breeze. It is a celestial wedding remarked a guest in India later that day, when she saw the photographs.

Outside the house, colorful sweets peep out of the windows of the red sweet boxes nestled under the cherry tree. Yellow mango burfi fudge, white milk balls with black crispy crusts soaking in sugar syrup, a caviar of fragrant, sweet chickpea boondi droplets, a cloud of white, milky sweetness, encased in a pillow of white rasgulla cheese sponge, – the sweets are for the friends of Silver Spoon.

Armed with bells and Bluetooth speakers that blast out celebratory music, masked friends of Silver Spoon and its owners drive by waving to the newly married couple who appear at the door, flanked by the groom’s parents. Standing six feet apart, some friends break into a spontaneous dance.

Resilience is the hallmark of the immigrant. In the face of all odds, pirouetting small businesses will spin to the post-corona economy’s dance-tune. Governor Gavin Newsome, Congressman Ro Khanna – you are invited to join the dance.

Ritu Marwah is a 2020 California reporting and engagement fellow at USC Annenberg’s Center for Health Journalism.